Privacy Statement

American Equity Bank has created this privacy statement in order to demonstrate our firm commitment to privacy.

Effective Date: September 1st, 2018

Protecting your privacy is very important to American Equity Bank and its employees. You have chosen to do business with us, and we recognize our obligation to keep the information you provide to us secure and confidential. We value your trust and handle your information with care. Our employees access information about you when needed to maintain your accounts or otherwise meet your needs. We may also access information about you when considering a request from you for additional services or when exercising our rights under the law or any agreement with you.

What personal information is being collected?

We will not collect identifying information about visitors to our site unless they volunteer that information. Some areas of our web site require information, such as your e-mail address, to enable you to perform certain tasks. When you elect to provide us with this information, it will be used internally, as appropriate. It is never disseminated or sold to other organizations. We may gather and analyze data regarding usage of our web site, including domain name, number of hits, pages visited, and other non identifying information to evaluate the usefulness of our site.

How is personal information used?

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. We do not use, disclose or sell personal medical information about you that you may provide to us, for marketing purposes or in making a credit decision.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. Our employees are trained to understand and comply with these information principles. If you decide to close your account(s), or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. To assist us in offering you services, we may occasionally share information with companies that work for us, such as check-printing, credit reporting and data processing companies. These companies might, for example, assist us in offering you certain products and services or help us mail account statements. These companies act on our behalf and are obligated to keep information that we provide them confidential.

Cookies

Cookies can be either “persistent” or “session” based. Persistent cookies are stored on your computer, contain an expiration date, and may be used to track your browsing behavior upon return to the issuing web site. Session cookies are short-lived, are used only during a browsing session, and expire when you quit your browser. Upon closing your browser the session cookie set by this web site is destroyed and no personal information is maintained which might identify you should you visit our web site at a later date. Access to personal information collected on this site Unless required by law to do so American Equity Bank will only disclose personal information collected on this site to a third party if consent has been provided.

Security of personal information collected on this site

This site does not provide facilities to guarantee the secure transmission of information across the Internet. Whilst reasonable efforts are used to provide security, users should be aware that there are inherent risks in the transmission of information across the Internet.

Outside Links

These sites may on occasion provide links to other sites for your convenience or additional information. American Equity Bank is not responsible for any content or practices of these sites.

Keeping your account information accurate and up to date is very important. If you ever find that your account information is incomplete, inaccurate or not current, please call or write us at the telephone number or address listed on your account statement. We will correct any erroneous information as quickly as possible. If you have questions or comments, please contact us at (952) 939-7200.

Your Rights

You can request access to the personal information (if any) that we keep on record. If you believe any information that we keep on record is incorrect or out of date you may request that it be corrected. There is no fee for requesting access to your information, however, we may charge you the reasonable cost of processing your request.

Further Information

For further information about this Privacy Statement contact customerservice@equitybankmn.com